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Ann Sites
Account Manager

Ann Sites
Account Manager
Ann has over 25 years of experience in the insurance industry and has been with Hallmark Insurance & Risk Management Solutions for more than 12 years. She brings a wealth of knowledge and a client-focused approach to her work.
Her extensive experience allows her to effectively address the unique insurance needs of each individual and business she serves.
Outside of work, Ann loves spending time with her husband and attending their kids' sporting events and cheering them on. When she’s not spending time with her family, you can find her on the tennis courts, staying active and enjoying the game.
- Phone:(770) 945-8555 ext. 119
- Email:ann@hallmarkinsure.com

Brandi Williams
Personal Lines Account Manager

Brandi Williams
Personal Lines Account Manager
Brandi has been with the company since 2017. She earned a bachelor’s degree from the University of GA in 1999 with a major in insurance and risk management. She also earned her CISR designation in 2011 and has had over 25 years of experience working in the insurance industry. She enjoys building lasting relationships with her clients. Over the course of her career, she has developed a passion for helping people navigate the often-complex world of insurance.
Brandi is married with 2 children and 2 yellow tabby cats. Her hobbies include reading, traveling, and watching UGA football. Outside of work, Brandi enjoys watching her kids at sporting events and music performances.
- Phone:(770) 945-8555 ext. 121
- Email:brandi@hallmarkinsure.com

Brandon Hall
Vice-President

Brandon Hall
Vice-President
Born and raised in Tennessee, Brandon attended Carson Newman University and graduated with a degree in Business Administration while also playing four years of collegiate baseball. His baseball career eventually led him to share some of the gifts that God gave him, and he volunteered to coach high school baseball and mentor student athletes for over 10 years. Brandon and wife, Tori, have two children and two dogs and they spend any free time they have traveling, hiking, and enjoying just about anything outdoors. Brandon met his wife, Tori, in their small group class at the church where they both still attend. Their first couple years of marriage were spent living in Louisville, KY while Tori was completing dental school at UL. Tori has been a practicing dentist in Chattanooga for several years now and is a blessing to every single person that walks into her office.
Brandon joined the agency shortly after graduating college in 2006 as the third generation behind his grandfather, who started our agency in the 1960s, and his father, who is still active as President. The most rewarding part of his nearly two decades in insurance has been working side-by-side with ministries and building relationships with brothers and sisters in Christ. He looks forward to many more years serving the Bride of Christ and developing new relationships along the way.
- Phone:(423) 894-9487 ext. 109
- Email:brandon@hallmarkinsure.com

Kandy Jones
Account Manager

Kandy Jones
Account Manager
A Tennessee native, Kandy worked a few years in insurance, then spent many years working for law firms and managing a multi-million dollar business office before returning to insurance in 2008 when she joined Hallmark Insurance.
Kandy met her husband, Jeff, while watching her brother and nephew play in a church softball league. After a honeymoon trip to Wrigley Field, Kandy and her husband settled down in Chattanooga and were blessed with a smart, athletic son. She enjoys fishing, kayaking, viewing the wildlife in her backyard, watching baseball or any sport her son is playing, and can often be found behind a camera photographing family and friends in an attempt to document life’s precious memories. With her son now in college, she cares for her canine children – including a very hyper black lab obsessed with frisbees.
As an Account Manager specializing in ministries, she long ago discovered the job is more about a mission than work. Kandy’s work ethic is to handle every account to the best of her ability and know that at the end of every day she has given 100% to each individual she has been blessed to serve, and then rest in the peace of knowing God will handle the rest.

Laura McElyea
Receptionist- Account Manager Trainee

Laura McElyea
Receptionist- Account Manager Trainee
Laura graduated from Bryan College in Dayton, Tennessee (2023) with her bachelor’s degree in communications. While in college, she started working in the insurance world and has been with Hallmark for three years. She is striving towards becoming an account manager, working primarily with churches.
As a life-long pastor's child, she has always been around and part of various ministries and enjoys working with them here in the office. Her desire is to serve the Lord in any position she is given and knows that the work we do here in the office is a great way to serve others as well. She cannot wait to see what the Lord has in store for her here at this company moving forward.
As a life-long pastor's child, she has always been around and part of various ministries and enjoys working with them here in the office. Her desire is to serve the Lord in any position she is given and knows that the work we do here in the office is a great way to serve others as well. She cannot wait to see what the Lord has in store for her here at this company moving forward.
- Phone:(423) 894-9487 ext. 110
- Email:laura@hallmarkinsure.com

Meri Hicks
Office Manager


Morgan Hall
Agency Principal

Morgan Hall
Agency Principal
Morgan graduated from Carson Newman College (1978) and entered the insurance industry as a licensed agent in 1979. While working with William L “Bill” Hall, his father, at Sam Chester & Associates, he concentrated on commercial accounts and received training at several company home office schools. Bill and Morgan left SC&A in 1981 and formed Bill Hall & Associates Insurance, Inc., opening an office in the Highway 58 area. Morgan received his Certified Insurance Counselor (CIC) designation in 1989, and the agency re-branded itself in 1990 to become known as Hallmark Insurance & Risk Management Solutions, Inc.Morgan has held several positions in the National Association of Professional Insurance Agents (PIA) at the local, state, and national level, and has been very active in his area community, civic arena, schools, and local church. Morgan has been married to Karen A. Hall for over 43 years. They have boy/girl twin children and two awesome grandchildren.
- Phone:(423) 894-9487 ext. 117
- Email:morgan@hallmarkinsure.com

Reed Sprague
Agent

Reed Sprague
Agent
Reed served as administrator of three megachurches in the Southeast during a 26-year period:
Reed has been a licensed property & liability insurance agent in Georgia (9 years), North Carolina (2 years), and Tennessee (6 years).In 2015, Reed served at another agency specializing in ministry insurance (all of western North Carolina) and has been with Hallmark for nine years.
This service, work, and licensing have given Reed extensive specialized experience in property & liability coverage for churches and other houses of worship, private schools & colleges, camps, and many other organization types.Reed is married to Rhonda. They have three grown daughters, all married and all with children. Reed & Rhonda have nine grandchildren altogether.
- The Church of Bethesda-by-the-Sea, Palm Beach, Fla., 1989-2009
- Kempsville Presbyterian Church, Virginia Beach, Va., 2009-2012
- New Life Providence Church (now New Life Global Church), Virginia Beach, Va., 2012-2015
Reed has been a licensed property & liability insurance agent in Georgia (9 years), North Carolina (2 years), and Tennessee (6 years).In 2015, Reed served at another agency specializing in ministry insurance (all of western North Carolina) and has been with Hallmark for nine years.
This service, work, and licensing have given Reed extensive specialized experience in property & liability coverage for churches and other houses of worship, private schools & colleges, camps, and many other organization types.Reed is married to Rhonda. They have three grown daughters, all married and all with children. Reed & Rhonda have nine grandchildren altogether.
- Phone:(706) 877-3190
- Email:reed@hallmarkinsure.com

Rob Gammenthaler II
Associate Partner

Rob Gammenthaler II
Associate Partner
Robert Gammenthaler II has over a decade of experience in insurance. He started out as a Marketing Manager, but quickly discovered his true passion was in working one-on-one with individuals involved in ministry – not just with the numbers.For Rob, each new day presents a new and welcomed challenge in his job. On the weekends you will find him hiking with his family, watching or playing sports, teaching his son and daughter the difference between skipping and throwing rocks, or at his church worshipping.
- Phone:(423) 894-9487 ext. 111
- Email: Rob@HallmarkInsure.com

Ashley McCracken
Agent/ Account Manager

Ashley McCracken
Agent/ Account Manager
Ashley has been in insurance for over five years and works with both personal lines accounts, as well as our Ministry accounts. She has a passion for giving back to her community and building relationships with our clients. Ashley shares 5 beautiful children with her husband, Patrick. Being a mom is the title she’s most proud of. She enjoys spending quality time with her family and traveling to watch Duke University basketball. GO BLUE DEVILS!!!
- Phone:(423) 894-9487 ext. 122
- Email:ashley@hallmarkinsure.com